These 5 resources are essential for you to begin the blueprint for your successful dream business. Look them over and start acquiring those you don't yet possess.

Dog Walker. Even in a recession people don't skimp on their furry loved ones. The double bonus here is you can get great exercise while racking up extra bucks. You can also walk dogs before or after your full-time job.

Get on the phone or out on the street. Pick up the phone and call everyone you know. Contact all clients and prospects. Learn to cold-call if you have to. Ask friends and family for referrals if possible. Step out of your office and network. Sign up for business seminars and chamber of commerce groups.

The decision of loan approval is determined by a computerized credit scoring program for loans under $100,000. Automated credit scoring reduces the subjectivity of the loan process.

1. Borrow. Borrowing wisely and keeping or establishing a good credit score is especially important in business. Consider a smart, reasonable investment of money that you can repay in installments, such as on a credit card.

1. Credit Cards – high interest versus low. First, consider a debit card instead of a credit card. The thought of money instantly being withdrawn from your checking account increases your willpower when buying. An alternative is to switch your high interest credit card to one with a lower interest. You can save, for example, $500 per month!

Determine Your Dream Business: Apprentice yourself: Do your homework: